Suggestions for Those Who Forgot To Sign Up For Medicare Part D

Suggestions for Those Who Forgot To Sign Up For Medicare Part D

The open enrollment ended on December 7th and if you are not qualified for the special registration period, you will not be able to register for Part D until the next October. This week I received calls from 2019 Medicare supplement plan clients, perplexed and violent. I was screamed, suspended and insulted. Honestly, it does not bother me, but it made me want to write a blog to help people understand the options available to them when they miss part D. Here are some ideas on how you can pay for prescription drugs.

Vouchers

On your search engine, search for the keywords “Prescription Coupons” and you will see hundreds of pages which offer coupons on all imaginable drugs. You can also search for a particular drug by typing into your search engine “drug name” coupons.  Another avenue is to contact the company which sell the drug and ask if they have any voucher to send. Most companies display good or interesting offers on their websites. It might seem very easy, however, the simplest solutions sometimes can be effective.

Prescription assistance programs

There are many programs like these, some of which are state-specific. These programs are not insurance policies, but they help reduce the cost of prescription drugs. It is necessary to apply and qualify for a utility. Upon arrival, you will usually receive a discount card that entitles you to discounts at pharmacies.  The difficulty with these programs is that you may not be eligible for Part D after registering for a public service. These programs are designed for people who desperately need those who can’t afford prescription drugs or who provide deductibles or premiums from Part D. There are also programs for the elderly and programs for individuals under 65 years. It is therefore important to inform yourself before applying.

RX assist is a program that I found only after 10 minutes of research.

Pharmacy programs

Large grocery stores such as HEB and Walmart offer discount programs to pharmacies. By subscribing to these programs, it is possible to obtain some (and not all) drugs at significantly reduced prices. You will have to pay a small amount upfront to sign up for these programs, but you will be able to get prescription drugs at extremely low costs ($ 5 for 30 days at HEB). Now, Walmart has also listed a competitive program with some drugs for $4.

As you can see, there are options. Of course, my first advice is not to scream or hang up your agent before he can help you. You can’t even understand your situation. You may be eligible for a special registration period. Eligible circumstances are usually things like leaving a coverage area that unwittingly leaves the Medicare Advantage plan or other circumstances beyond its control.

Although I wish I could move my magic wand and solve the situation, that’s what it is. Some similarities include: not completing the ballot in time for a survey, requesting a grant or grant after the deadline or submitting a late work project. There are reasons for delays and it is not necessary to blame yourself, your agent or the government. Errors occur, but fortunately there are resources mentioned above for Medicare beneficiaries who can count if they forget to sign up for Part D.